The health insurance scheme, Pradhan Mantri Jan Arogya Yojana Abhiyan, (Ayushman Bharat) which will be launched by the government will be limited to public hospitals as of now, says sources.
On this, a senior government official said that people are living in a misconception that only private hospitals can provide good facilities and hygienic environment for the patients as government hospitals also provide quality healthcare services.
The Ayushman Bharat scheme which is also referred to as Modicare will be launched on September 25 which is on the birth anniversary of Bharatiya Jana Sangh founder Deendayal Upadhyay.
Our sources have reported that from a total of Rs 20,000 crore which will be required in the implementation of the scheme in the initial year, Rs 12,000 crore will come from the Centre and the rest Rs 8,000 crore will be borne by the States.
After the implementation of the scheme more than 500 beneficiaries will be eligible to get their hands on to Rs 5 lakh health insurance that will be completely free of cost for their respective families. This will include families from lower income groups as per the socio-economic caste census (SECC) 2011 data.
Our sources also reported that in the initial phase the scheme will cover only 40-45 percent of the 500 million individuals that will be eligible to take the scheme. And only a few states such as Chattisgarh, West Bengal, Nagaland, and Gujarat have opted for the insurance model.
MD of Paras Healthcare, Dharminder Nagar, said that the NDA government has taken a very good step keeping in mind about the people who can be benefited from the scheme but one thing that should be taken a note of is accessibility to doctors and hospitals.
“Without improving our doctor-patient ratio, without increasing penetration of hospitals and tertiary care centres, without ensuring that all health centres in rural areas are equipped with specialists and diagnostic facilities, even this ambitious scheme will only partially serve the purpose,” he added.